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Company details

  1. Real Estate Agency
  2. Real Estate Agents
  3. Real Estate Consultant

Written by the company

Roots Homes specializes in making assumable mortgages straightforward for buyers, sellers, and real estate agents. Roots connects buyers with homes that allow them to assume the seller's existing low-rate mortgage—often around 3% or lower—helping buyers save big on monthly payments. Roots automates the assumption process through streamlined document collection, lender coordination, and relentless status tracking. As a result, the majority of Roots customers close on assumptions in 45 days or less. By marketing their assumable mortgage as part of the sale, sellers have an edge in the market, often leading to faster sales and higher offers. Roots operates in all 50 states with licensed brokerages in Georgia, Colorado, Texas, Nevada, Arizona, Washington, and California. Roots has a reputation for reliability (100% success rate) and customer service (all 5-star reviews). Customers frequently highlight the team's expertise and attentiveness. One buyer shared, "The team at Roots is hands down the most knowledgeable and professional group we've ever worked with. They guided us seamlessly through every step and helped us buy our dream home with an incredible 2.5% loan." Another noted, "Roots went above and beyond to secure me a 2.7% on my dream home—an opportunity I never thought possible." Agents and clients alike appreciate how Roots turns complex deals into smooth experiences, with many describing the process as stress-free and empowering. Roots Homes continues to expand, focusing on a digital experience, accessibility, and customer satisfaction in the evolving modern real estate landscape. If you're exploring options for buying or selling a home with an assumable mortgage, Roots is the clear choice.


Contact info

4.0

Great

TrustScore 4 out of 5

4 reviews

5-star
4-star
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1-star

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Rated 5 out of 5 stars

Superb end-to-end experience with the…

Superb end-to-end experience with the team. With the craziness that is the SF housing market, the team worked really hard to help us find the perfect place and more importantly helped us understand the pros and cons of each option. They already had a list of FAQs available for us to better understand the market and answered all our questions with extreme patience.

March 8, 2026
Unprompted review
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Rated 5 out of 5 stars

Selling Agents Perspective

I worked with Roots on the selling side of a recent transaction. Lauren and her team were very communicative throughout. Her persistance dealing with the lender is unmatched. Everything she told me would happen and in certain time frames, happened. I would recommend Roots and Lauren's team for future transactions for both buyers and sellers.

January 16, 2026
Unprompted review
Rated 5 out of 5 stars

Finally a company for assumptions

I had been searching for a company to help with assumable loans for years, and I finally came across Roots. I had the pleasure of working with Lauren, who made the entire process incredibly easy. From explaining how everything worked to helping me find the perfect assumable home in Las Vegas, the support was excellent and professional.

Thanks to them, I secured my dream home with an interest rate of 2.75%, making it dramatically more affordable, and we closed in just 42 days. I’m absolutely thrilled with the experience, and you’d be foolish not to explore assumable loans first in this market.

October 16, 2025
Unprompted review
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