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The problem that we thought was a problem was, indeed, a problem, but not the problem we thought was the problem. -- Mike Smith
Not bad. (Score:2)
This isn't the worst idea. Reasonably effective, and, honestly, held in the hands of a company that, while being wildly profitable, has generally been a good steward of personal info. If it's being forced by regulation, I guess I'd rather have them do it than almost anybody else.